Archive for October, 2009
How do I receive medical and dental care with insurance but no credit?
Recently my wife and I have stabilized our finances by entering a debt management plan. This effectively "froze" all of my credit cards not even leaving me my emergency card which I had paid about ,000 down on. They aren’t technically canceled but I am unable to charge anything to them until completion of my debt management plan.
My wife and I both have medical, dental, and vision insurance but no credit. How do I receive health care since they bill you the full amount minus the co-pay immediately? I have a broken tooth that I know is about to give me a one way ticket to immobilizing pain but we still live paycheck to paycheck with about 0 going into savings per month. There is also my diabetes which is going untreated and my wife has cavities that need to be filled. Is there a medical deferment or payment plan possible? I really have no idea what to do and I am getting very limited information searching on google. We have Cigna for health insurance and Advantage Dental.